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Why is the bank account to which I transfer money French?
The receipt, transfer and collection of funds from Goparity users is made through an intermediary - MangoPay S.A. - an electronic currency institution that is part of the French group Crédit Mutuel Arkea.
For this reason, the recipient of the bank transfers is an account based in this country.
When you create an account, a personal digital IBAN will automatically be generated in order for you to perform financial transactions. You can check you IBAN in your account, on settings:
Lastly, if you define a savings plan strategy, you'll be attributed a second IBAN (eg. "férias 2023").
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Power Parity, SA is a commercial company based in Portugal, owner of the crowdlending platform GOPARITY and holder of an activity license under Regulation (EU) 2020/1503 (European Crowdfunding Regulation), regulated and supervised by the CMVM (Portuguese Securities Market Commission).<br>Payment services at GOPARITY are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.<br>Investments in crowdlending carry a risk of partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.