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How do I top up my wallet?

You can top up your Goparity wallet in two ways:

• by card payment
• by bank transfer to your personal Goparity IBAN

Follow the steps below:

1. Log in to your Goparity account.

2. Select TOP UP.

3. Choose your preferred top-up method — card or bank transfer.

If you choose card payment:

1. Insert the amount you wish to top up (between €10 and €5,000).

2. You’ll be redirected to our payment services provider, MangoPay SA, to complete the transaction securely.

There are no fees for top-ups made by card.

If you choose bank transfer:

1. When selecting Transfer in Step 3, your personal Goparity IBAN will be displayed.

2. Use this IBAN to transfer the desired amount directly from your bank account — you can also use it without logging into your Goparity account.

Once confirmed, your funds will be available for investment — you can check the projects currently open for investment here.

Important: Verification of Payee (VOP)

In line with EU Regulation (EU) 2024/886, all bank transfers to and from your Goparity wallet are verified through the Verification of Payee (VOP) process.
This means your top-up will only be accepted if the account holder’s name matches the name registered on your Goparity account.

If the names don’t match, the transfer will be rejected and the funds returned to the original account.

To ensure successful transfers, always use a bank account in your own name.

This verification applies only to bank transfers — not to card payments or direct debits.

Disclaimer: All transactions processed through Goparity’s platform are handled by MangoPay SA, our licensed payment services provider.
Operations can only be performed by users who have validated their identity.