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Do I have to pay any fees?
Goparity does not charge any fees on your investments.
The opening and topping up of your account - as well as the investment on projects and withdrawal of funds once the investment has been completed - are all free of charge.
Nevertheless,in order for us to remain competitive, we have established the following charges which investors will incur under specific circumstances:
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Should you wish to withdraw your funds, without ever having invested the money: 1% on the funds withdrawn.
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Should you wish to withdraw your funds, the minimum value you can withdraw is 0.10€.
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Should you wish to withdraw your funds, transferring these to a bank account outside of SEPA (Single Euro Payments Area): € 2.5 fixed charge.
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If you wish to sell your investment on a given project through our Secondary Market 1% on the capital owed.
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Processing direct debits lower than 50€ on the Goparity Savings plan: 0,5€.
These charges reflect the direct costs which we incur from our partner - MangoPay - a payments service provider.
You can check, in detail, our pricing update here.
Most Frequently Asked:
4º Esq
1070-289 Lisboa
Portugal
© 2026 Goparity
GOPARITY (www.goparity.com) is a platform of crowdfunding by loans (crowdlending) managed and owned by Power Parity, SA, a public limited company, with number 514373822, and registered office at Rua Filipe Folque, 2, 1st floor, 1050-110 Lisbon (Portugal), licensed by the regulatory and supervisory body CMVM (Portuguese Securities Market Commission), under Regulation (EU) 2020/1503 (European Crowdfunding Regulation).
The payment services available through the platform are provided by MangoPay SA, a registered electronic money institution based in Luxembourg and supervised by the CSFF (Commission de Surveillance du Secteur Financier), registered with Banco Portugal (the Portuguese regulator) under no. 7830.
Investments in crowdlending carry a risk of a partial or total loss of the funds invested. The return on your investment depends on the project's success developed through the campaign in which you invest. Your investment is not covered by the deposit guarantee schemes established by Directive 2014/49/EU nor by the investor compensation schemes established by Directive 97/9/EU. Please consider all risks before investing and carefully read the Key Investment Information Sheet (KIIS) provided to you before investing.